Does Horizon Home Buyers charge any fees or commissions?
No. Horizon Home Buyers charges no fees and no commissions when buying your Spokane house, and we pay the standard closing costs. The cash offer you accept is the amount you receive at closing, minus only your mortgage payoff or other liens recorded against the property. Compare that with a listing, where the seller typically pays around 6% in commissions plus roughly 2% in closing costs.
“No fees” is the promise every cash buyer makes, so here is exactly what it means at Horizon Home Buyers.
What you do not pay
- No listing or buyer-agent commission. There is no agent in the transaction, so there is nothing to split.
- No closing costs. We pay the title, escrow and recording fees a seller would normally cover.
- No repair credits. We buy as-is and do not come back after a walkthrough asking for money off for the roof.
- No holding costs. Closing in days rather than months means fewer mortgage, insurance, utility and tax payments while you wait.
What still comes out of the proceeds
Anything recorded against the property gets paid at closing by the title company: your mortgage payoff, a HELOC, property tax that is due, or a lien. That is true of any sale, not just ours. Washington’s real estate excise tax (REET) is also a seller-paid tax at closing on any transfer; the title company calculates it from the sale price.
Why this matters more than the headline price
On our compare page we walk through the math. A higher list price on the open market often nets less once commissions, closing costs, repairs and three months of holding costs are subtracted.