Straight answers about selling your Spokane house for cash

Horizon Home Buyers can usually make a written cash offer within 24 hours of receiving your property information, and close in as little as 7 days at a local Spokane title company. Because we pay cash and do not use bank financing, there is no appraisal or loan approval to wait on. If you need more time, you pick the closing date.

After you submit the property form or call, Horizon Home Buyers reviews the address, condition and title, then contacts you within 24 hours. If the house fits our buying criteria we schedule a short walkthrough, present a fair written cash offer with no obligation, and if you accept, we open escrow at a local Spokane title company and close on the date you choose.

For a cash sale in Washington you will typically need government-issued photo ID, the deed or proof of ownership, your most recent mortgage statement so the title company can request a payoff, the seller disclosure statement (Form 17), and, if applicable, probate or trust documents showing your authority to sell. The title company prepares the purchase paperwork, the real estate excise tax affidavit and the closing statement; you mostly just sign.

Selling a Kitsap County house to Horizon Home Buyers works like any cash sale, with the closing handled locally. You send the property details, we research it and make a written offer within 24 hours, we schedule one walkthrough at your convenience, and when you accept we open escrow at a Kitsap-area title company. You sign with the title company or its mobile notary and receive your funds by wire at closing. You never need to travel to Spokane.

No. Horizon Home Buyers charges no fees and no commissions when buying your Spokane house, and we pay the standard closing costs. The cash offer you accept is the amount you receive at closing, minus only your mortgage payoff or other liens recorded against the property. Compare that with a listing, where the seller typically pays around 6% in commissions plus roughly 2% in closing costs.

Horizon Home Buyers starts with what the house would sell for in good condition, based on recent comparable sales in your Spokane neighborhood, then subtracts the cost of repairs it needs, our holding and closing costs, and a reasonable margin for taking on the risk. The result is a fair, written cash offer with no fees deducted from it. We show you the numbers and never pressure you to accept.

Usually, yes. A cash home buyer like Horizon Home Buyers will not pay full retail value, because the offer accounts for repairs, holding costs and a margin. What you should compare is the net: a listing's higher price minus roughly 6% commissions, about 2% closing costs, repairs, and three months of mortgage and utility payments while you wait. For houses that need work or sellers who need certainty, the cash net is often close and the sale is guaranteed.

When you sell to Horizon Home Buyers, we pay the closing costs: title insurance, escrow fees and recording fees. The only amounts deducted from your proceeds are things recorded against the property, such as your mortgage payoff or liens, plus Washington's real estate excise tax (REET), which state law assigns to the seller on any transfer and the title company calculates from the sale price.

Yes. Horizon Home Buyers buys Spokane houses in as-is condition, which means no repairs, no cleaning, no staging and no inspection you have to pass. Roof damage, water damage, foundation issues, code violations, hoarding, old wiring or a house full of belongings do not stop the sale. You take what you want and leave the rest; we handle the property after closing.

Yes. In Washington, selling as-is does not remove the seller disclosure requirement. Most residential sellers must complete the Form 17 disclosure statement, and known material defects should be disclosed even to a cash buyer. With Horizon Home Buyers this works in your favor: we price the repairs into the offer, so disclosing a problem does not trigger the price cuts or cancelled deals it can with a retail buyer.

Yes, as long as the foreclosure sale has not already happened. In Washington, a nonjudicial foreclosure takes months from the first missed payments to the trustee's sale, and you keep the right to sell until that sale date. Horizon Home Buyers can make a cash offer within 24 hours and close in as little as 7 days, pay off the lender through the title company, and put any remaining equity in your pocket instead of losing it at auction.

In Washington you generally need legal authority to sell an inherited house: either a court-appointed personal representative through probate, or a trustee if the home was held in a trust. Once that authority exists, Horizon Home Buyers can buy the house as-is, belongings and all, with a cash offer within 24 hours and closing timed to the estate's needs. We regularly work with out-of-town heirs and estate attorneys and can coordinate directly with the title company.

The fastest clean option is a cash sale to a buyer like Horizon Home Buyers: one walkthrough, a written offer within 24 hours, closing in as little as 7 days, and the title company splitting proceeds exactly as the settlement agreement or court order directs. Both spouses on title must sign, and if a decree already governs the sale, the title company follows it. A cash sale avoids months of showings, repair negotiations and a financing contingency while you are trying to move on.

Yes. Horizon Home Buyers buys occupied rental properties in Spokane with tenants in place, including tenants who are behind on rent or on month-to-month terms. The lease and security deposit transfer to us at closing, so you do not have to evict, give notice or wait for a vacancy. Washington's tenant-protection rules make evictions slow and costly for landlords; selling to a buyer who takes over the tenancy sidesteps that entirely.

Yes. Horizon Home Buyers can make a cash offer within 24 hours and close on the date you choose, so you can line the sale up with your move, a new job start, or military orders. Because we buy as-is, you do not need to stage the house or fly back for showings, and you can leave behind anything you do not want to move.

Horizon Home Buyers buys houses in Spokane, WA and the surrounding area, including Spokane Valley, Liberty Lake, Cheney, Airway Heights, Medical Lake, Deer Park, Mead and Nine Mile Falls. Our second market is Kitsap County on the west side of the state: Bremerton, Port Orchard, Silverdale, Poulsbo, Bainbridge Island and Kingston. We are based at 6518 N. Lee St. in north Spokane. Properties elsewhere in Washington are considered case by case.

Yes. Horizon Home Buyers buys houses for cash in Kitsap County, Washington, including Bremerton, Port Orchard, Silverdale, Poulsbo, Bainbridge Island and Kingston, in addition to our home market of Spokane. The process is the same: a written cash offer within 24 hours, no fees or commissions, as-is condition, and closing at a Kitsap-area title company in as little as 7 days or on the date you choose.

Horizon Home Buyers is the home-buying brand of Horizon Development Group, LLC, a Spokane, Washington real estate solutions and investment company located at 6518 N. Lee St., Spokane, WA 99217. The company buys houses directly for cash, closes through local licensed title companies, and operates a sister restoration business in Spokane. You can reach the office at 509-383-3034 or info@horizon-groupllc.com, and find the business on Google Maps under Horizon Development Group, LLC.